About Me
Who Am I
I was born in 1989 on Penang Island, Malaysia. I come from a poor family and my father left us when I was 16. That was when I experienced my first real financial struggle with no monetary support from my parents for my high school education. It was then that I came to realise the importance of money. Fortunately, with the support from my sibling and a scholarship from TARC, I was able to continue my studies, excel academically, and graduate with a Bachelor’s Degree in Science from Campbell University with Summa Cum Laude (High Distinction) in 2011.
I gladly accepted a job as a medical sales representative for a local pharmaceutical company. Within just six months, I achieved top sales in the company, and over the course of three years, I was promoted four times. In total, I worked in the pharmaceutical industry for 7 years and 4 months.
During this period, I invested in continuous learning:
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Took sales training courses by Michael Oliver and Careen See
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Studied part-time for CFP certification (Certified Financial Planner)
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Attended motivational courses by KC See
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Became a Master in Numerology under Dr. Oliver Tan
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Joined Adam Khoo’s stock investment course
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Participated in property investment courses by Ahyat and Heng
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Completed Finance for Non-Finance in 2018
Why Am I Doing This
When I first joined investment classes, I was very excited and started investing based on hearsay, without any prior knowledge or due diligence. As a result, I lost a lot of money — almost six months’ worth of income — in all sorts of investments. This was my second financial crisis, and it hit me deeply. Lesson learnt!
Therefore, I pursued my studies in CFP certification, where I learned the proper methods of financial planning. While I gained technical strategies after attending all kinds of paid investment courses, it was the CFP certification that equipped me with the knowledge of how much I should invest, how long I should invest, and which tools to use for:
01
Wealth Creation
02
Wealth Expansion
03
Wealth Protection
04
Wealth Distribution
As I shared my ideas on investing, my friends and family loved listening, and I discovered my passion for sharing my approach. With their encouragement, I decided to quit my highly paid sales job and fully commit myself to financial consultancy and this was the start of ANNIEWAY96.
I cannot guarantee that you will become a millionaire or billionaire by using ANNIEWAY, but I am confident you can avoid many of the mistakes that I have personally experienced.
How I Simplify Finance
Despite not having a formal finance background, I truly understand the challenges of learning finance without prior knowledge. That is why my training approach is simple, enjoyable and I always use everyday language instead of complex financial jargon.
What I Can Do For You
1
WORKING ADULTS who work 5 days a week, yet have no savings
I will share with you the golden rules of earning money effectively.
2
SAVERS who believe inflation devalues money in FD accounts
I will share with you alternative investment tools to maximise the value of your FD.
3
LANDLORDS who own one or more houses
I will share with you how to manage your mortgage loan, refinance, and reduce tenure by up to 50%.
4
LADIES who wish to be Siu Lai Lai (wealthy women)
I will share with you ways to protect yourself financially.
5
BOSSES who own a business with a partner
I will share with you how to protect your business shares and create a solid business succession plan.
How I Help Others Grow
I transitioned into a professional trainer, coach, and consultant in 2015. My practical understanding of complex financial matters enables me to deliver accessible training in Personal Finance, Accounting, Taxation, and Corporate Financial Wellness programs. Over the years, I have spoken at and conducted training for more than 1,000 events, both online and offline.
Through these sessions, I’ve had the privilege of working with a distinguished list of corporate clients, including Novartis, Tan Chong Group, Nissin International Group, Prysmian Group, Leong Hup International Berhad, Poh Huat Resources Holding Berhad, Lii Hen Berhad, IOI Properties Group Berhad, Daikin, Mycron Steel Berhad, YBS International Berhad, Harbour Group, Lattice Semiconductor, HA Lighting, Teleperformance, YTL, EcoLab Group, Buss, Fairmont, Twitterjaya, TT Vision, OEM University, First City University and many more.
Determined to enhance Malaysians' financial intelligence on a larger scale, I authored the book "Getting Wealthier than Your Peers in the Next 10 Years" and created the “Tax 202” and “E-Invoice 202” Online Learning Platforms. Today, my areas of expertise include Personal Finance, Corporate Accounting and Taxation.
Awards and Recognition
In 2022, I was honoured by the International Union of Professional Trainers, UK, with the Most Promising Professional Trainer of the Year Award.
More recently, I was featured in the 6th edition of Successful People in Malaysia and Singapore, published by the British Publishing House.
